Buyers
First-time home buyers: a guide to Ottawa and Clarence-Rockland
Buying your first home is a major milestone. It does not have to be overwhelming. Here is how the process usually works in Ottawa and Clarence-Rockland, and how I can help you move through it one step at a time.
I'm with EXIT Results Realty on Edwards Street in Rockland. Paul Dion, Salesperson, EXIT Results Realty, Brokerage.
Choosing the right professional
A good first step is working with someone who knows the local market and how first-time buyers move through a purchase. I take time to understand what you need and what you want, help you find homes that match, negotiate on your behalf, and walk you through inspections and the next steps.
You want clear answers, a realistic sense of value, and someone who will protect your interests from the first showing through closing.
Getting pre-approved for a mortgage
Before you start touring in earnest, get pre-approved for a mortgage. That gives you a clearer sense of your budget and makes the purchase process smoother.
There are many different mortgage products. I can connect you with trusted mortgage specialists who can walk you through the options and help you find a fit for your situation. I do not provide mortgage advice myself; your mortgage specialist confirms rates, qualifications, and what you can borrow.
Searching for a home with OneHome
I offer my clients access to OneHome, a search tool that lets you set up a tailored search based on your criteria, so you see listings that match what you are looking for. REALTOR.ca is also a useful public resource. OneHome is a more personalized search for my clients.
You can narrow by location, property type (a detached home, condo, or townhouse), the number of bedrooms and bathrooms, parking, and other must-haves. It also helps to sort nice-to-haves from deal-breakers so the search stays focused.
If you are considering a newly built home, read about the new-build HST credit as well. Your lawyer and accountant confirm what may apply to you.
Viewing properties and making an offer
Once a few homes look like a fit, we book viewings so you can see them in person and decide whether a property feels right. When you are ready to make an offer, I will help you put it together so it is competitive and protects your interests.
A condition for a professional home inspection is an important way to learn more about the property and avoid surprises. Other conditions, timing, and price depend on the home and the market at the time.
Closing and moving in
If your offer is accepted, the last steps are completing the conditions and closing on the property. I stay with you to help keep the process on track and the transition as smooth as possible. Your lawyer handles the legal side of closing. Then you get the keys.
Get started
If you are thinking about buying your first home in Ottawa or Clarence-Rockland, contact me and we can map out the next step. You can also send me your wish list or read more about how I help buyers.
Reviewed November 2026. This guide is general information for buyers, not legal, mortgage, or tax advice. Your lawyer, mortgage specialist, and other professionals confirm the details that apply to you.